الخبرة : 3-5 سنة
الراتب : غير مذكور
المكان : السعودية العربيه
وظيفة
Key Responsibilities & Accountabilities:
Search for new business opportunities to grow bank market share and profitability.
Intensive contact with clients
Attend clients calls
Identify the financing requirements of the borrower and purpose the appropriate credit structure to cover their needs.
Meet individually assigned target in all defined business fields.
Ensure credit application for new and existing customers is prepared in a comprehensive manner and in line with approved credit policy and operating manuals, procedures and business circulations issued and circulated with full responsibility of completeness, accuracy of gathered information in a timely manner and within required business deadlines
Fulfill customer requests in a timely manner and focus on enhancing customer experience through the development of own internal network of relevant stakeholders (branches network, operations, risk,etc).
Building deeper engagement for existing relationships through regular sites visits, quarterly call reports, and corporate events
Ensure smooth and continuous flow of customer information with respect to requests, business updates, key changes, warning signals and other customer relevant information to members within own team (ARM/SCA/CA)
Transfer knowledge and provide on job coaching to younger team members
Participate effectively in projects and tasks assigned by Senior Relationship Manager / Team Leader
Act as the first line of defense point in relations with customer and ensure Alerting the management on any deterioration / potential deterioration of the credit risk, resulting from late payment, or receiving negative market information, also recommend and implement the corrective action to safeguard the Bank’s right and avoid any loss
Ensure the credibility of the collected legal documents and capacity of signatory on the borrowing documents
Ensure business/activity reports are submitted on due time.
Ensure proper business database and follow up lists are properly in place
Ensure adhering to all policies and related updates (credit policy, compliance policy, etc.).
Qualifications & Experience:
Bachelor university degree in business administration or related functions
Minimum 6 years of banking experience in the corporate banking
Credit Course is mandatory
Comprehensive technical credit skills.
Full commercial awareness.
Credit related products and services solid knowledge.
Full Awareness of credit local regulations & laws.