Universal Banker at Arab African International Bank - STJEGYPT
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Work Type : Full Time Experience : 0-3 Years
Gender : male and female Salary: Not mentioned Salary Type : Net Salary Location: Cairo,EG
About the job
Perform the daily settlement process related to the Credit & Debit cards according to their branded scheme regulations (Visa, MC & EBC) for both national & International transactions.
Perform the daily Gov & Meeza cards’ settlement process for both the salary disbursements and Cards transactions.
Perform the daily prepaid cards’ settlement process related to different fintech companies according to their branded scheme regulations.
Perform the daily settlement process related to IPN portal for both incoming and outgoing transfers.
Perform the daily settlement process related to Fawry services on both ATMs and Mobile application.
Validate the Issuer clearing files which is provided by the Vendors against the Local / international schemes reports for both local and international transactions.
Process the Issuer clearing files related to different schemes (Visa, MC, EBC & On-us) with the IT to affect the cardholders’ accounts by the settled transactions.
Reconcile the internal GLs after processing the clearing files and identify the unprocessed entries to be investigated.
Prepare the needed settlement voucher which identifies the transaction original settlement amounts, interchange fees and Chargeback related transactions, to allocate them in their related account & GLs.
Settle the daily transactions debited and credited to the Nostro accounts related to the issuer side.
Reconcile between the Cards balances on the CMS and the balances on the core banking system to identify any balance variance, investigate the root cause and process any needed financial action.
Process the needed financial entries related to the issuer side on the Core Banking System to complete the settlement process.
Prepare a monthly breakdown for all the internal GLs related to the issuer side.
Investigate the complaints related to the issuer side which are being directed to the unit and resolve them.
Register and open ticket with the vendor with any detected malfunction or irregularities in the clearing files.
Validate and process schemes invoices related to the issuer side.
Prepare and submit Visa and MC quarterly report related to the issuer side.
Follow all relevant department policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner.
Follow the day-to-day operations related to own jobs in the department to ensure continuity of work
Comply with all relevant CBE regulations, banking laws, AML regulations and internal AAIB policies and code of conduct in order to maintain AAIB’s sound legal position and mitigate any potential risks.
